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Does anyone know an idiot proof benifits advise site??
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Pilsbury



Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex
PostPosted: Sat Jul 31, 10 11:20 am    Post subject:  Reply with quote    

Jo S wrote:
Make an appointment with your local CAB office. They were fantastic with me.

The OH has for her but looking at the site Penny linked to says I might be entitled to Working tax credit or council tak benifit, thats it and I earn to much for either of them, how ever if we were to have a child I could earn 50k a year rather than 20k and still get benifits, I know kids are expensive but do they really cost 2500 a month???

Penny Outskirts



Joined: 18 Sep 2005
Posts: 23385
Location: Planet, not on the....
PostPosted: Sat Jul 31, 10 11:27 am    Post subject: Reply with quote    

If you sold the house and rented, you'd probably be eligible for help.

I suppose it's looked at that you have an asset in the house, and until you don't have that, then you don't get help.

Pilsbury



Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex
PostPosted: Sat Jul 31, 10 11:36 am    Post subject: Reply with quote    

I know, it just sucks though, many of my friends who have council houses and dont work actually get more income than I do, they just dont count it.
they say stuff like 'I only get 70 job seekers a week' when I point out they get 150 housing benifit, 25 council tax benifit, free prescriptions, dental and eye care and so on they just say that they dont get the money, they just cant get there heads round that I have to pay all that from my salary.

marigold



Joined: 02 Sep 2005
Posts: 12458
Location: West Sussex
PostPosted: Sat Jul 31, 10 11:37 am    Post subject: Reply with quote    

http://www.turn2us.org.uk/benefits_search.aspx

Pilsbury



Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex
PostPosted: Sat Jul 31, 10 11:38 am    Post subject: Reply with quote    

anyway thats enough self pity, if I cant get help I will just have to get EHO approval on my new kitchen and work more
thanks for the link, at least I managed to find out the limit for the benifits.

marigold



Joined: 02 Sep 2005
Posts: 12458
Location: West Sussex
PostPosted: Sat Jul 31, 10 11:46 am    Post subject: Reply with quote    

Also have a look at the MSE forum http://forums.moneysavingexpert.com/ for advice about reducing your outgoings (the benefits board does tend to attract unpleasant comments, but other boards have loads of advice about reducing various expenses)

Hairyloon



Joined: 20 Nov 2008
Posts: 15379
Location: Today I are mostly being in Yorkshire.
PostPosted: Sat Jul 31, 10 1:41 pm    Post subject: Reply with quote    

Penny wrote:
If you sold the house and rented, you'd probably be eligible for help.

Might even work if you moved out and rented your house to someone else... provided you don't make too much profit from the rent.

I have heard that a workaround is to set up a housing cooperative. Sell your house to the coop then rent it back off them. Think you need more than just yourself in the coop though.

Have you tried claiming council tax benefit?
If you're on a low income, you should get some.

lettucewoman



Joined: 26 Sep 2006
Posts: 7834
Location: Tiptoe in the Forest!!
PostPosted: Sat Jul 31, 10 3:05 pm    Post subject: Reply with quote    

I don't think the limit is 18,000...I just did a calcluation on the HMRC site for 30,000 and it said we would be entitled to wtc...we dont earn that but I just put it in as a trial. I know that people i know get wtc earn more than 25,000.

Is your local tax office friindly? We ring ours up on a regular basis and they are great...otherwise CAB would be good.

john of wessex



Joined: 18 Jun 2007
Posts: 2130

PostPosted: Sat Jul 31, 10 8:33 pm    Post subject: Reply with quote    

Go to CAB, the medicals for Benefits are poor to say the least & get your appeal in.

Pilsbury



Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex
PostPosted: Sat Jul 31, 10 8:56 pm    Post subject: Reply with quote    

lettucewoman wrote:
I don't think the limit is 18,000...I just did a calcluation on the HMRC site for 30,000 and it said we would be entitled to wtc...we dont earn that but I just put it in as a trial. I know that people i know get wtc earn more than 25,000.

Is your local tax office friindly? We ring ours up on a regular basis and they are great...otherwise CAB would be good.


Have you got a link to the site?
I have done the questions on a couple of sites and they told me I could be entitled to WTC but when I put in the figures it says I am entitled to claim 0.00, not much point really.

ETA, just gone to the HMRC site, did the questions again and told I can claim 0.00

Tay



Joined: 08 Oct 2006
Posts: 2786
Location: Newcastle-upon-Tyne
PostPosted: Sat Jul 31, 10 11:22 pm    Post subject: Reply with quote    

Link to HMRC tax credit calculator: http://taxcredits.hmrc.gov.uk/Qualify/DIQHousehold.aspx.

And just in case you weren't aware of it, the NHS run the Help with Health Costs Low Income Scheme http://www.nhsbsa.nhs.uk/792.aspx; you may find you can get full or partial help with costs towards dental treatment, sight tests/lenses, prescriptions etc.

Pilsbury



Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex
PostPosted: Sat Jul 31, 10 11:45 pm    Post subject: Reply with quote    

I get a pre paid certificate for prescriptions cos im up to 5 pills a day so thats a minimum of 30 scripts a year, with a bit of juggeling I can get them for just over 50 a year instead of 8 each or what ever they are now days.

pookie



Joined: 01 Aug 2006
Posts: 4984
Location: Mid-Wales
PostPosted: Sun Aug 01, 10 11:56 am    Post subject: Reply with quote    

move to Wales Pilsbury!

Jamanda
Downsizer Moderator


Joined: 22 Oct 2006
Posts: 34921
Location: Devon
PostPosted: Sun Aug 01, 10 6:37 pm    Post subject: Reply with quote    

pookie wrote:
move to Wales Pilsbury!


Or get diabetes.

Tay



Joined: 08 Oct 2006
Posts: 2786
Location: Newcastle-upon-Tyne
PostPosted: Sun Aug 01, 10 10:53 pm    Post subject: Reply with quote    

Jamanda wrote:
pookie wrote:
move to Wales Pilsbury!


Or get diabetes.


As long as it's not controlled by diet alone.

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